Home Improvements

We three kids, we really need to do something about only having two bedrooms. We have a full unfinished basement where we could possibly expand, but that takes money.

We are considering getting a home equity loan to help us remodel. Home equity loans can be a very good way of doing home improvements because you can get financing with low interest rates. Plus, since it is a second mortgage, your interest is tax deductible.

We have also considered mortgage refinancing to get a lower mortgage rate and lower our bills.