Insurance rates keep increasing...

It seems like every year we get a notice that insurance rates are increasing. Are people aware why they keep going up? Maybe if they understand part of the reason, they would make a change.

I realize the economy is tough right now. I know that has a lot of people under tremendous stress! This ultimately causes people to get distracted when driving. And even in some cases, it leads to road rage.

Some people are just high risk drivers no matter what. They have poor driving behaviors which leads to at-fault accidents.

Teenagers are driving today with cell phones! Does this not scare you?

And lets not even get started on the trucking industry. Trust me! I helped with underwriting insurance policies for large fleets for years. Some of the things I saw come across my desk scared me. Stats show fleet drivers have an average accident rate of 20% a year!

There is actually new technology out that could help with driver safety. GreenRoad has developed driver safety and risk management technology that has reduced accident rates of their customers by 54%! Of course, this helps lower costs at the same time. Great news, huh?

Their focus is on business, fleet and teenage drivers.

The GreenRoad system provides drivers with instantaneous in-vehicle feedback on their driving behavior, without invading privacy. GreenRoad's system detects driving maneuvers to access safety levels. This information is then transmitted to an Internet site to let the driver know where they need improvement.

Statistically, car accidents are the leading cause of death in teenagers. Using technology to improve driver safety can help save lives.