It's a matter of life...

As a licensed Insurance Agent, I can tell you the importance of having a life insurance policy on yourself! That was one of the biggest concerns I had with becoming a stay-at-home mommy. I would no longer have my employer life insurance policy. So I had to ensure I had a policy somewhere.

I researched the options that were available to me extensively. I looked at Whole Life Insurance Policy Rates that were available to me. Whole Life is the policy that will provide you life insurance for your entire life. The rates for this type of coverarge are generally more expensive than cheaper term policies however, these rates will never change! They will not increase over time and your policy will never expire. Plus, you can cash in your policy should you ever find yourself in emergency need of cash! Or even if you decide to cancel your policy at some point.

What is there to lose with a money back life insurance policy? Should you decide to cancel your coverage, you get all of the premiums you paid in back, without them taking taxes out! It is certainly something worth looking into!